You know you need to start saving for the future but it’s never a good time. You keep telling yourself you need to transfer some money into your savings account or even set up an account but never get around to following through. How can this be prevented? It’s more simple than it sounds. Make saving automatic!

Almost every bank these days offers some type of automatic savings plan. You can easily modify the amount you want transferred and also setup how often you want it transferred. I personally use ING Direct to manage my savings and it’s very simple and easy. With just a few clicks ING Direct allows me to setup an automatic savings plan for multiple accounts.

Currently I have 3 different accounts setup at ING. The first is our family savings account. I have a small amount automatically withdrawn from our checking account each week and deposited into this account. I also have two other accounts setup for our two girls. I have a small amount withdrawn from our checking account each month from our checking account and placed in separate ING accounts. Since it always comes out I don’t have this money in our budget to spend.

The best way to save is make it a habit and there is no better way than with an automatic savings plan. ING Direct is just one of them many great banks that offer these programs. If you don’t already have an account with them take a look. They also offer very competative savings rates to help with your savings plan!