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	<title>Comments on: Responsible Credit Card Users Punished</title>
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	<link>http://www.lexchoice.com/2009/05/responsible-credit-card-users-punished/</link>
	<description>Steps to financial success including money management, debt, budgeting, planning, saving and goal setting.</description>
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		<title>By: Jim</title>
		<link>http://www.lexchoice.com/2009/05/responsible-credit-card-users-punished/comment-page-1/#comment-6748</link>
		<dc:creator>Jim</dc:creator>
		<pubDate>Thu, 28 May 2009 03:00:22 +0000</pubDate>
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		<description>I think its time to cut the credit cards up and just use your debit card.
Card holders will be getting new fees somewhere to make up the revenue, you can count on that.</description>
		<content:encoded><![CDATA[<p>I think its time to cut the credit cards up and just use your debit card.<br />
Card holders will be getting new fees somewhere to make up the revenue, you can count on that.</p>
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		<title>By: Dave</title>
		<link>http://www.lexchoice.com/2009/05/responsible-credit-card-users-punished/comment-page-1/#comment-6719</link>
		<dc:creator>Dave</dc:creator>
		<pubDate>Wed, 27 May 2009 13:54:24 +0000</pubDate>
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		<description>I agree! We also pay our credit card balance off each month. We enjoy collecting the credit card rewards and consider that a bonus for paying off our balance and paying the bill on time. If I have to start paying annual fees in order to use a credit card then, goodbye credit cards! Yes the are convenient, but so are debit cards. Many banks are even offering great interest rates on checking accounts as long as you have direct deposit and use your debit card on occasion so this is a great chance to switch from credit to debit!</description>
		<content:encoded><![CDATA[<p>I agree! We also pay our credit card balance off each month. We enjoy collecting the credit card rewards and consider that a bonus for paying off our balance and paying the bill on time. If I have to start paying annual fees in order to use a credit card then, goodbye credit cards! Yes the are convenient, but so are debit cards. Many banks are even offering great interest rates on checking accounts as long as you have direct deposit and use your debit card on occasion so this is a great chance to switch from credit to debit!</p>
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