If you’ve used windows operating system much you know that Ctrl-Z is a shortcut button for the “undo” command. If you make a mistake in a document or accidentally delete a paragraph you didn’t mean to you can hit Ctrl-Z and it will “undo” the mistake. You can go back to a point in time before you goofed.

Wouldn’t it be nice if life had a Ctrl-Z button. If you goofed or made a mistake in life you could simply get out your personal keyboard and hit Ctrl-Z and undo what just happened. I’m willing to bet that for most of us that keyboard would get a lot of use.

I’m sure many people are wishing they hadn’t bought that million dollar home just before housing prices bottomed out. Maybe you wish you could take back that new car, since you just lost your job. Maybe you should have kept your working washer and dryer instead of buying the new front loaders for $1,500, especially since your boss just cut back your hours at work.

Unfortunately, not much if anything in life works like a Word document including your personal finances. That’s why it’s so important to plan out your finances at least every month. Plan ahead before making any major purchases. Make sure you can actually afford what you are planning on buying and make sure you have all your bills covered for the coming months. A little “thinking ahead” will keep you from wishing you could undo some major financial mistakes.