If you’ve ever forgotten to pay a bill on time, you know the importance of keeping a good schedule of when bills are due. Missing a payment can cost you fees and even increase your interest rates. It can also hurt your credit score. I once read that even being late on one mortgage payment can decrease your credit score by 100 points.
Keeping track of when bills are due can be very simple with our free spreadsheet. It’s a simple concept that allows you to track when bills are due, the estimated monthly amount due and the total amount you have paid for the month. Using this simple spreadsheet may help you never miss a bill due date again.
Download the 2012 Budget Format Schedule Template now.


