What are 401(k) plans? The U.S. Department of Labor defines a 401(k) Plan as a contribution plan that the employee can make contributions from his or her paycheck before taxes are taken out. The contributions go into a 401(k) account, with the … [Continue reading]
The Importance of an Emergency Fund
If you don't have an emergency fund, you can pretty much bank on an emergency! As soon as you finish reading this article start planning on how you can start funding one! As you know there are thousands of financial advisers and experts on TV, … [Continue reading]
Beware When Buying Older Houses
Buying an older house may seem like a great investment. Usually they are priced lower than a new house, especially considering the square footage. Most people consider purchasing an older home with the intention of doing some remodeling to bring … [Continue reading]
Avoid putting a Vacation on a Credit Card
You work so hard day in and day out. You deserve a break from the hustle and bustle of life, right? Sure, we all do. However, in 2014, American Express reported, the average vacation expense per person in the United States is $1,145, or $4,580 for a … [Continue reading]
5 Things to Clean up by age 30!
For some reason we've convinced ourselves that the decade birthdays are the "big benchmarks", 20, 30, 40, 50, etc. Most of us develop habits that seem fine in our 20's but, once we hit the 30 mark we realize they aren't so flattering. You may have … [Continue reading]
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